Editorial policy

How SEABorrow writes, reviews and updates borrower content

SEABorrow is built for borrowers who want clearer comparisons before opening a lender site. That means our editorial standard is not "publish as many finance pages as possible". It is: explain the tradeoffs plainly, label uncertainty honestly, and keep public-source evidence closer to the numbers than the marketing copy.

1. What we publish

  • Country comparison pages that explain how a market works, not just which card looks cheapest.
  • Lender pages with repayment examples, fee notes, data-quality labels and direct source links.
  • Guides that clarify borrower decisions such as APR vs EIR, tenure choices, DSR and early repayment.
  • Policy pages that explain where our numbers come from and what their limits are.

2. What we avoid

  • We do not promise approval, instant funding or borrower outcomes we cannot verify.
  • We do not write around missing lender disclosure with guessed fees, guessed EIR or filler text.
  • We do not frame educational pages as personal financial advice for a specific individual.
  • We do not bury important caveats below the fold when the caveat changes the borrowing decision.

3. How pages are reviewed

New comparison pages and major lender-page edits are checked against the public lender source before publication. Guides are reviewed for factual consistency with the calculator and with any country-specific notes surfaced in SEABorrow itself.

If a page contains a worked example, the example should reconcile with the repayment logic used by the tool. If that is not possible because the lender withholds key terms, the page should say so directly instead of smoothing over the gap.

4. Corrections and updates

If a reader spots a stale rate, a broken source link, or a field that should be marked partial rather than verified, we treat that as a product quality issue, not a cosmetic one. Corrections are reviewed against the lender source and then reflected in the next published snapshot.

5. Commercial independence

SEABorrow is designed to help borrowers compare options more clearly. Editorial pages should remain useful even if a reader never clicks out to a lender, never returns, and never sees an ad. That discipline matters because it keeps the product honest.