Privacy
Privacy Policy
Last updated: May 31, 2026
This Privacy Policy explains what SEABorrow collects, how we use it, and how third-party advertising partners may use cookies on this site.
Who we are
SEABorrow is operated by J.L from Zhoushan, China. You can reach us at jin758241@gmail.com. SEABorrow is an independent personal-loan comparison and education site for Southeast Asia. jin758241@gmail.com.
What we collect
We collect a minimal set of technical data needed to run the site and understand how it is used:
- Cookies and similar storage (locale preference, your most recent comparison filters, advertising cookies set by Google and its partners).
- Network and device data (IP address, user-agent, approximate location, referrer URL, pages viewed, response status).
- Anonymous analytics events (page views, clicks on outbound bank links, calculator interactions).
- Any information you voluntarily send us by email.
We do not ask for, or knowingly collect, names, contact details, financial account numbers, government IDs, or credit-bureau data.
Cookies and advertising
Our own cookies are used only to remember your language choice (seaborrow-locale), your cookie-consent state (seaborrow-consent), and your most recent comparison inputs so the page is useful when you return.
We use Google AdSense to fund the site. Google and its advertising partners may set additional cookies to serve ads.
Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this or other websites. Google's use of advertising cookies enables it and its partners to serve ads to users based on their visits to this site and/or other sites on the Internet. Users may opt out of personalized advertising by visiting https://www.google.com/settings/ads.
You can also opt out of personalized advertising from many participating vendors through the DAA (https://www.aboutads.info) or the NAI (https://www.networkadvertising.org/managing/opt_out.aspx). https://www.google.com/settings/ads, https://www.aboutads.info, https://www.networkadvertising.org/managing/opt_out.aspx.
Children
This site is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with information, please contact us and we will remove it.
Users in the EEA and the UK
Our legal bases are legitimate interest (to operate, secure and improve the site) and consent (for non-essential cookies, including personalized advertising). You may access, correct, port, restrict, object to, or request deletion of your data by emailing us. You may also lodge a complaint with your local supervisory authority.
California residents (CCPA / CPRA)
SEABorrow does not sell personal information for money. Some third-party advertising cookies on this site may qualify as 'sharing' under CPRA. You can opt out of such sharing by selecting 'Reject non-essential' in our cookie banner, by using your browser's Global Privacy Control signal, or by following the Google and DAA links above.
Data retention
Server logs are kept for a short rolling window and then deleted or aggregated. Analytics and advertising data are retained according to the providers' own policies.
Security
We use HTTPS for all traffic and follow standard practices to protect server-side data. No internet service can be guaranteed 100% secure.
International transfers
Our hosting and analytics providers may process data outside your country of residence. They are bound by their own contractual and statutory safeguards.
Changes to this policy
We may update this policy. Material changes will be reflected by updating the 'Last updated' date at the top of this page.