SEABorrow

Lender page

Standard Chartered · CashOne Personal Loan

A shareable lender landing page for Singapore borrowers. Use it to inspect the published rate, fee notes, income bar and a representative repayment example before you open the lender site.

Open official source
✓ Verified on lender pageLast checked Jun 01, 2026Official bank page ↗
Representative monthly paymentSGD 422.47SGD 15,000 over 36 months
Effective rateEIR from 1.75% p.a.0.90%–9% p.a. (illustrative)
Upfront feesSGD 199.00S 99 first-year annual fee (deducted from approved amount).
Income barSGD 2,500/moCheck early settlement terms

What this page is good for

  • Sharing one lender result directly in WhatsApp, Reddit or social posts.
  • Showing a repayment example without making the borrower re-enter filters first.
  • Keeping the source URL and lender-specific caveats next to the numbers.

Published terms at a glance

Amount range
SGD 1,000 – SGD 250,000
Tenor
12–60 months
Funding
Check source
Badge
Fast via Myinfo

Editorial note

Headline rate is SC’s lowest applied rate; illustrative EIR shown above reflects the published floor. Foreigners need min S$90k annual income + Singapore Employment Pass.

Rates, fees and eligibility shown are taken from the lender’s public product page (calculator widget, product tile and FAQ). Personalised rate, fees and approval are determined by Standard Chartered — confirm before applying.

Read more about how SEABorrow classifies verified vs partial / indicative rows on the Methodology page.

Methodology page

SEABorrow is independent and not affiliated with any listed bank. Loan terms change frequently — confirm on the lender's official page before applying. Read our full Disclaimer.

Repayment example

Standard Chartered planner loaded below

The planner starts with Singapore defaults and preselects this lender so the shared URL opens to the same offer.

Compare & filter

Find the right Southeast Asia loan shortlist

Start with one market, then adjust amount, tenure and income to surface the most realistic offers.

Popular amounts:
Market focusSingaporeDense bank market, low headline rates, strong focus on EIR and fee transparency.
Best headline rate1.00%UOB · Personal Loan
Lowest monthly costSGD 423.12UOB · Personal Loan
Fastest payout—Not published

Offer shortlist

4 matching bank loans

Verified offers were manually checked on the lender’s public product page; confirm current terms before applying.

Singapore · Lowest published EIR

UOB

Personal Loan

Fit 99
✓ Verified on lender pageLast checked Oct 16, 2026Official bank page ↗
No processing feeEIR from 1.93%
Advertised rateFrom 1% p.a.
Effective rateEIR from 1.93% p.a.
MonthlySGD 423.12
Total costSGD 15,232.37
Upfront fee
SGD 0.00
Funding
—
Max amount
—
Min income
SGD 2,500/mo
Processing fee waived for all tenors (UOB page).
Lowest advertised rate; personalised rate depends on UOB credit assessment.
Rates, fees and eligibility shown are taken from the lender’s public product page. Personalised rate, fees and approval are determined by UOB — confirm before applying.
Open lender pageOpen lender site
Singapore · Longest tenor

HSBC

Personal Line of Credit — Instalment Plan

Fit 99
✓ Verified on lender pageLast checked Oct 16, 2026Official bank page ↗
Long tenor (up to 7y)No processing fee
Advertised rateFrom 1.30% p.a.
Effective rateEIR from 2.50% p.a.
MonthlySGD 425.07
Total costSGD 15,302.52
Upfront fee
SGD 0.00
Funding
—
Max amount
—
Min income
SGD 2,500/mo
Zero processing fee at the published promotional rate.
Promotional rate; income requirement is higher for new HSBC customers (S$65k+).
Rates, fees and eligibility shown are taken from the lender’s public product page. Personalised rate, fees and approval are determined by HSBC — confirm before applying.
Open lender pageOpen lender site
Singapore · Fast via Myinfo

Standard Chartered

CashOne Personal Loan

Fit 99
IndicativeLast checked Oct 16, 2026Official bank page (partial) ↗
Instant via MyinfoFixed monthly repaymentUp to 5y tenorEIR from 1.75%
Advertised rate—
Effective rateEIR from 1.75% p.a.
Monthly—
Total cost—
Upfront fee
SGD 199.00
Funding
—
Max amount
—
Min income
SGD 2,500/mo
S 99 first-year annual fee (deducted from approved amount).
Headline rate is SC’s lowest applied rate; illustrative EIR shown above reflects the published floor. Foreigners need min S$90k annual income + Singapore Employment Pass.
Open lender pageOpen lender site
Singapore · Lower income bar

OCBC

ExtraCash Loan

Fit 61
✓ Verified on lender pageLast checked Oct 16, 2026Official bank page ↗
Lower income bar (S$20k)Up to 6× salaryEIR up to 26.39%
Advertised rateFrom 10.08% p.a.
Effective rateEIR from 10.96% p.a.
MonthlySGD 484.57
Total costSGD 17,944.57
Upfront fee
SGD 500.00
Funding
—
Max amount
—
Min income
SGD 1,667/mo
Processing fee: S$200 or 2% of approved loan amount, whichever is higher.
OCBC publishes its applied/EIR table by income band (S$20k–S$29,999 vs ≥S$30k) and tenor; figures shown reflect the full published range.
Rates, fees and eligibility shown are taken from the lender’s public product page. OCBC publishes interest rates as a matrix by income band and tenor; the figures here capture the full range and EIR span exactly as the page states.
Open lender pageOpen lender site

Repayment planner

Standard Chartered · CashOne Personal Loan

A single place to inspect monthly repayment, interest burden and fee impact before you build more landing pages around this market.

This lender does not publish a single applied rate on its public product page, so we can’t compute a monthly repayment here. Open the source page for the latest figures. Check source →
Estimated monthly payment—36 monthly installments
Total repayment—Principal + interest
Total interest—Cost of borrowing
Upfront feesSGD 199.00Processing + fixed charges
All-in cash cost—Repayment plus fees
Income barSGD 2,500/moWatch early settlement terms

Amortization snapshot

Month-by-month repayment schedule

MonthPaymentPrincipalInterestBalance

Scenario lab

Run affordability, DSR and early-payoff checks without leaving the comparison flow

These tools stay tied to the selected lender and borrower inputs, so every output remains connected to the exact scenario on screen.

Affordability radar

How much monthly budget feels realistic?

Use simple income bands to see how aggressive this scenario is and what principal each band could support at the selected lender rate.

15% of incomeSGD 630.00/mo budget
SGD 22,680.00
20% of incomeSGD 840.00/mo budget
SGD 30,240.00
25% of incomeSGD 1,050.00/mo budget
SGD 37,800.00
30% of incomeSGD 1,260.00/mo budget
SGD 45,360.00

Payment pressure

Debt-service view for the selected offer

A quick screen for monthly pressure against the current income input and lender income bar.

Installment / incomeCheck source
Lender income barSGD 2,500.00/mo
Eligibility signalMeets lender floor

This lender does not publish enough rate detail for a reliable installment-pressure estimate.

Tenure sandbox

Slide the term and watch cost rebalance

36 monthsSGD 15,000.00 principal
MonthlyCheck source
Total interestCheck source
All-in costCheck source

This sandbox needs a lender row with a published rate. Rows with hidden pricing stay honest and leave the estimate blank.

Early-settlement preview

What if you clear the loan early?

Month 12Needs a published rate
Remaining balanceCheck source
Interest paid so farCheck source
Interest avoidedCheck source

Early-settlement preview needs a lender row with a published rate and a valid amortization schedule.

Why this experience is stronger

Designed as a borrower toolkit, not a thin rate table

  • Country-aware comparison, lender pages, shareable scenarios and repayment schedules in one product.
  • Affordability, DSR and early-payoff checks tied directly to the selected lender row.
  • Guides, methodology and policy pages embedded in the same information architecture.

Expansion path

High-related next tools for this vertical

  • Singapore affordability calculator by salary band
  • Singapore DSR / DTI checker with lender-income fit
  • Singapore early-settlement and prepayment-fee explainer

All offers below are derived from publicly visible bank product pages (snapshot per row). Where a lender does not publish a figure, we show “Check source” rather than guess. Rates, fees and approval terms change frequently — confirm on the lender’s own site before applying.